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Affordable Care Act

What is the Affordable Care Act (ACA)?

The Affordable Care Act (ACA), also known as Obamacare, is a federal healthcare program designed to make quality health insurance more affordable for individuals and families. Through the ACA, you may qualify for low-cost or even free health insurance with benefits that help cover doctor visits, prescriptions, hospital care, preventive services, and more.

How Does It Work?

If you qualify for ACA coverage, you may receive:

  • Lower monthly premiums through government subsidies
  • Reduced out-of-pocket costs for doctor visits, prescriptions, and emergency care
  • Coverage for pre-existing conditions (no one can be denied for past health issues)
  • Essential health benefits like preventive care, mental health services, and maternity care

The ACA ensures that health insurance is not only more affordable but also provides comprehensive coverage to keep you and your family protected.

Who Qualifies for ACA Insurance?

You may be eligible for ACA coverage if you meet the following criteria:

  • You are a U.S. citizen or legal resident
  • You are not currently covered by Medicaid, Medicare, or an employer-sponsored health plan
  • Your household income falls within the eligibility range for government subsidies

Even if you earn too much for Medicaid, you may still qualify for financial assistance to lower your insurance costs. Many individuals and families receive significant discounts, reducing their monthly payments to as little as $0 per month.

Why Enroll with a First Access Agent?

Navigating health insurance options can be confusing and overwhelming, but a First Access agent makes it easy. Our agents:
✔ Check your eligibility for savings on the spot
✔ Help you find the best plan for your needs and budget
✔ Walk you through the enrollment process to ensure a smooth, hassle-free sign-up

With First Access, there’s no guesswork, no stress—just expert guidance to get you covered quickly.

How to Get Started

Enrolling is simple:

  1. Meet with a First Access agent – They will assess your eligibility and walk you through your options.
  2. Provide necessary information – This includes income details and household size.
  3. Choose a plan and enroll – Many people get coverage the same day!

Don't miss out on affordable, high-quality health insurance. You deserve peace of mind knowing that you and your family are covered.

Contact a First Access agent today to enroll!

Learn More

Want to know if you qualify for free phone service or affordable health coverage? Our expert agents make enrollment quick, easy, and hassle-free. Get the benefits you deserve today!


Learn more and connect with a First Access agent now!

speak to an agent

Lifeline

What is the Lifeline Benefit?

Lifeline is a federal assistance program that helps make phone service more affordable for low-income individuals and families. The program provides a monthly discount on wireless service, ensuring that eligible participants can stay connected to important resources like jobs, healthcare providers, emergency services, and loved ones.

How Does It Work?

If you qualify for Lifeline, you will receive a free or discounted phone plan every month. This plan typically includes:

  • Free talk, text, and data (depending on availability in your area)
  • No contracts or hidden fees
  • A free phone or SIM card (in some cases, based on provider availability)
  • Reliable nationwide coverage

Who Qualifies for Lifeline?

You may be eligible for Lifeline if you participate in a government assistance program such as:

  • Medicaid
  • Supplemental Nutrition Assistance Program (SNAP)
  • Supplemental Security Income (SSI)
  • Federal Public Housing Assistance (FPHA)
  • Veterans Pension and Survivors Benefit
  • Tribal assistance programs (if you live on Tribal lands)

You may also qualify based on your household income, even if you don’t participate in any government programs. If your total household income is at or below 135% of the Federal Poverty Guidelines, you could be eligible.

Why Sign Up with a First Access Agent?

Signing up on your own can be confusing and time-consuming, but a First Access agent makes it simple. Our agents:
✔ Check your eligibility on the spot
✔ Help you submit your application quickly and correctly
✔ Get you connected immediately with a free phone or SIM card (when available)

With First Access, there’s no waiting, no guesswork—just fast, hassle-free enrollment.

How to Get Started

Getting connected is easy!

  1. Meet with a First Access agent – They will guide you through the process.
  2. Provide proof of eligibility – This could be a benefits card, pay stub, or other documents.
  3. Get approved and receive your service – Many customers get connected the same day!

Don't miss out on this valuable benefit. If you qualify, you could start using free wireless service today.

Contact a First Access agent now to enroll!

Learn More

Want to know if you qualify for free phone service or affordable health coverage? Our expert agents make enrollment quick, easy, and hassle-free. Get the benefits you deserve today!


Learn more and connect with a First Access agent now!

Speak to an Agent

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